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Thank you very much for inviting me to speak to you this evening. Banking means the business of receiving money on current or deposit account, paying and collecting cheeses drawn by or paid in by customers, the making of advances to customers, and includes such other business as the authority may prescribe for the purposes of this act. Three challenges for the banking sector speech by yves mersch, member of the executive board of the ecb, at the european financial forum dinner, 2015 cumberland lodge financial services summit, cumberland lodge, 12 november 2015. The fdic is issuing this statement to encourage institutions to take a riskbased approach in assessing individual customer relationships rather than declining to provide banking services to. What and how they offer services is determined by politics and current governmental laws.
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